Columbia Mortgage | Total Lending Concepts | Home Loans
Our partners have been featured on CNN, NBC, ABC and Bloomberg
Columbia, MO   833-TLC-LOAN

Home Loans

TLC Mortgage offers a number of home loan programs to feed your needs.
First time Home Buyers?

First Time Home Buyers

We offer a number of home loan options, both traditional and non-traditional, for the first time home buyer.

Conventional Home Loans?

Conventional Loans

Conventional mortgages are your standard, traditional mortgage. Conventional loans are often known as conforming loans because they adhere to the guidelines provided by Fannie Mae & Freddie Mac.

FHA Loans

FHA Loan Program

FHA mortgages, insured by the Federal Housing Administration, are popular option as they allow down payments of 3.5% for credit scores of 580+.

USDA Loans

USDA Program

USDA Loans are a $0 down loan option with a favorable interest rate primary residences in rural and suburban areas.

Why choose Us?

VA Loans

VA loans are guaranteed by the U.S. Department of Veterans Affairs (VA) to eligible veterans to aid in the process of buying a home.

Reverse Mortgage

Reverse Mortgage

A loan program available for individuals 62 and older that allows access to the home equity they have built up in their homes.

Refinance Loans


A refinance loan might be a good option if you are looking to save money on your current mortgage, want to reduce your monthly mortgage payments, or want to convert some of the equity you have in your home into cash.

Jumbo Loans?

Jumbo Loans

Jumbo mortgages are home loans that exceed conforming loan limits. A jumbo loan is one way to buy a high-priced or luxury home. If you have a lower debt-to-income ratio and a higher credit score, a jumbo loan may be right for you.

Ready to start the home loan process? Apply Now